RG 162 disclaimers

Making Posts Disclaimers

1.1 You are personally responsible for your postings on our Website (including any alterations that you make to postings). Therefore, you should not include any misleading or deceptive information in your postings and not carry out illegal or unauthorised activities using our Website. Information in postings on our Website may, where appropriate, be made available to ASIC. ASIC and people acting on such information may take action against you.

1.2 If you include hyper-links to other sites in a post on our Website, you may be seen as endorsing the material on such sites. It may be advisable to you to warn people accessing other sites that you do not endorse or take responsibility for material in the hyper-linked sites.

1.3 If you own or have some other interest in a financial product, or you have any connection with a financial product issuer that you might benefit from, you must disclose that fact. For example, you may be entitled to receive direct or indirect commissions, fees or other benefits from a financial product or service provider; or if you may be associated with a particular financial product issuer such as by being an employee or director of a securities issuer. If so, you must disclose that fact in your posting on our Website.

1.4 If we find or reasonably suspect that you are making illegal or unauthorised postings on our Website, your right to make postings will be withdrawn.

Viewing Posts Disclaimers

1.1 We do not endorse or vouch for the accuracy or authenticity of any postings on our Website.

1.2 Each user who makes a post on our Website is individually responsible for the accuracy or authenticity of their own posting on our Website.

1.3 No person is permitted to make postings on our Website in their capacity as the holder of an Australian financial services licence (Licensee) or as an authorised representative of a Licensee.

1.4 At best, postings and other material made available on our Website are general information and not professional investment or financial advice that has been prepared taking into account any individual circumstances and needs of particular investors. Therefore, before you act on the basis of what is said in a posting on our Website, you should:

(a) consider consulting a Licensee or an authorised representative of a Licensee (ASIC’s website at www.asic.gov.au has a list of Licensees and authorised representatives); and

(b) visit ASIC’s consumer website at https://www.moneysmart.gov.au/ for general guidance about investing.

1.5 Due to the nature of the internet, it may be hard to identify or locate the person making a posting on our Website. The person may also be in an overseas jurisdiction, so it may be hard to take any legal action against them.

1.6 You will have no access to ASIC-approved dispute resolution schemes to recover any losses you may suffer by relying on postings in this website.

1.7 Financial products cannot be offered to you for sale or issue through postings on our Website.

1.8 It is advisable that you alert us or ASIC on 1300 300 630 if you have good reason to suspect that any postings are inaccurate, are based on inside information or are likely to mislead or deceive people who view or use the postings on our Website.

1.9 The information posted on this website is not, and is not intended to be, financial product advice within the meaning of the Corporations Act 2001 (Cth). Any information posted on our Website has been prepared without taking into account your objectives, financial situation or needs. Therefore, before acting on any information posted on our Website, you should consider whether the information is appropriate in relation to your objectives, financial situation and needs.